Craft Wealth Articles

FedNow: Revolutionizing Payments in the United States

In the realm of financial transactions, speed and convenience have become paramount. The days of waiting for days or even weeks for payments to clear are long gone, replaced by an increasing demand for instant, real-time settlements. Recognizing this shift, the...

Strategies to Safeguard Yourself Against Unforeseen Circumstances

In life, unexpected events can occur anytime, and being prepared for them is essential for your financial and emotional well-being. Whether it's a sudden medical emergency, a job loss, a natural disaster, or any other unforeseen circumstance, it is crucial to have...

How much personal debt is too much?

If used wisely, debt can be a valuable financial tool in helping individuals achieve important life goals such as buying a home, starting a business, or pursuing higher education. However, it's crucial to strike a balance between leveraging debt to your advantage and...

Why I shouldn’t use the phrase “Free Credit Report” on a Google search

Googling “free credit report” on a search will provide you with links for websites that are not actually free. The Federal Trade Commission that you get a free credit report from AnnualCreditReport.com.

No Plan = Failure?

No Plan = Failure?

"If you fail to plan, you plan to fail" is often attributed to Benjamin Franklin. Still, it is also similar to a quote...