Welcome to 2026! We still don’t have flying cars, but we definitely have a mountain of debt. Last year, total...
News Articles
The Debt Snowball: How to Trick Your Brain into Crushing Debt
Welcome back! Last week, we dove deep into the Debt Avalanche. We talked about how attacking your highest interest...
The 2026 Debt Landscape: Navigating the New Rules of Borrowing
Welcome to 2026. Today’s post is the first of three, addressing the increase in personal debt and how to navigate the...
A Season of Joy and Reflection
As the lights twinkle on the trees and the air fills with the familiar scent of pine and cinnamon, we wanted to take a...
Tariffs: Why the Price Tag on Your Groceries Keeps Changing
Right now, a hot topic in online searches isn't the stock market or cryptocurrency; it's something called tariffs. If...
America’s Growing Debt Struggle: Why Lower Interest Rates Matter
When the Federal Reserve speaks, everyone listens—especially when the topic is interest rates. Last week, when Fed...
The Interest Rate Squeeze: Why Lower Rates Can’t Come Soon Enough
The stock market recently let out a collective sigh of relief. Why? The Federal Reserve (the Fed) leader, Jerome...
How to Fight Lifestyle Creep and Build Real Wealth
You've gotten a raise, a bonus, or landed a better-paying job. You feel great! But a few months later, you realize...
The Capabilities Approach and the Foundations of a Thriving City
The Capabilities Approach, as articulated by Amartya Sen and Martha Nussbaum, offers a robust normative framework for...
The Capabilities Approach Explained
Imagine you’re measuring your quality of life. Do you look at your income? Your degrees? Maybe your level of happiness...
Labor Day is More Than Just a Day Off
Hello and welcome to the LifeCrafter Money Sense blog! As the unofficial end of summer, Labor Day weekend often evokes...
Holiday Scammers: Don’t Fall for the Gift Card Trick!
Have you ever bought a gift card for the holidays? Scammers love this time of year, so watch out! Here's how to avoid...