The 1% Fee: Is a Financial Advisor Worth the Cost in 2026
If you’ve started your journey into investing, you’ve likely run into a specific number: 1%. This is the industry-standard fee many financial advisors charge to manage your money. On the surface, 1% sounds tiny—hardly more than a small tip at a coffee shop. However,...
Understanding Tariffs: Why Your Grocery Bill Is Rising
Right now, everyone is talking about tariffs. If you’ve noticed that your favorite snacks or basic ingredients are getting more expensive, trade policies might be the reason. People are searching for “How do tariffs affect my wallet?” because the answer...
The Deep Freeze: How Winter 2026 is Chilling the American Wallet
As February 2026 settles in, the temperatures aren’t the only things dropping—many Americans are seeing their bank accounts shrink, too. Between “Winter Storm Fern” hitting the East Coast and a persistent polar vortex, the weather has become a major...
The “Liquidity Shock”: Surviving the Return of Wage Garnishments
If you noticed your first paycheck of January 2026 was much smaller than your last one in December, you aren’t alone. Millions of Americans are currently feeling what economists call a “liquidity shock.” After years of delays and political debates...
Why Gen Zers are Quitting Credit Cards for BNPL
Welcome to 2026! We still don’t have flying cars, but we definitely have a mountain of debt. Last year, total household debt in the U.S. hit a massive $18 trillion. Younger generations are shifting away from traditional credit cards, viewing them less as helpful tools...
The Debt Snowball: How to Trick Your Brain into Crushing Debt
Welcome back! Last week, we dove deep into the Debt Avalanche. We talked about how attacking your highest interest rate first is the “mathematically perfect” way to get out of debt because it saves you the most money in the long run. It sounds great on...
The 2026 Debt Landscape: Navigating the New Rules of Borrowing
Welcome to 2026. Today’s post is the first of three, addressing the increase in personal debt and how to navigate the new rules of borrowing. We have flying cars (almost) and AI financial advisors, but we also have a staggering national household debt load that...Measuring Domains for Thriving City
Mapping the Domains of the Harvard Flourishing Program onto the UN Sustainable Development Goals: Implications for Thriving Cities Key Finding: The domains of the Harvard Flourishing Program substantially overlap with several core United Nations Sustainable...
A Season of Joy and Reflection
As the lights twinkle on the trees and the air fills with the familiar scent of pine and cinnamon, we wanted to take a moment to pause and reach out to you, our wonderful community. Wishing You a Merry Christmas From our family to yours, we wish you a very Merry...Most Popular Courses
