What do you do when there’s more month than money? When there are more bills to be paid, but the checking account is at (or below) zero? When there are more groceries to be bought? Or the time when your budget was looking good, but then the car needed a new water pump, and things all started to fall apart? 

Like the law of gravity, financial principles are universal and unchanging. As you go through life, the shortage of money may impact what we do or cannot do. Many times our success in life is affected by the way we handle or mishandle money.

You are not all alone in this struggle. It is not much fun being financially uncomfortable and worrying about making ends meet every day, week, and month. If you want to bring your dreams and desires to realization, you must know how to be successful with money.

Here are six steps you can take to increase your money management skills and help you make better spending decisions every month.