If used wisely, debt can be a valuable financial tool in helping individuals achieve important life goals such as...
News Articles

Federal Student Loan Repayment Update
The current status of federal student loans for college students is that the payment pause and 0% interest rate will...

Take a New Look at Your Money Habits
The COVID-19 pandemic is about to move into the third year of existence, and pandemic exhaustion has hit almost...
What happens to my 401(k) plan when I change jobs?
What happens to the retirement fund that I had with my previous employer? This is an excellent question since a record...
Does Debt Disappear When a Loved One Dies?
After someone dies, the last thing a grieving family wants is a call from a debt collector asking them to...
Here Are the Things to Do When Facing a Natural Disaster
Preparing your finances Natural disasters such as a flood, severe storm, or fire can happen at any time. These...
Avoiding Telephone and Internet Scams Part Two
Our last blog post talked about how robocalls and internet scams have not gone away, even during the COVID-19...
Avoiding Telephone and Internet Scams
Part 1 It's fair to say that we are all getting tired of the seemingly endless number of spam calls most people...
How to Graduate from Payday Loans
Almost everyone finds themselves nearing the end of the month; cash flow is strained, and an emergency hits. There...
Good Debt Vs. Bad Debt
So, is debt always a bad thing? Is a small amount of debt acceptable to support your lifestyle and your quest to live...
FTC cracking down on “online” shopping fraud
COVID opened the door for scammers to double down on their worst practices while preying on consumers during an...
Take Action to Avoid Eviction Using Recent CDC Order
In September 2020, the Trump administration issued a directive halting the eviction of some renters through the end of...