The “Liquidity Shock”: Surviving the Return of Wage Garnishments
If you noticed your first paycheck of January 2026 was much smaller than your last one in December, you aren’t alone. Millions of Americans are currently feeling what economists call a “liquidity shock.” After years of delays and political debates...
Why Gen Zers are Quitting Credit Cards for BNPL
Welcome to 2026! We still don’t have flying cars, but we definitely have a mountain of debt. Last year, total household debt in the U.S. hit a massive $18 trillion. Younger generations are shifting away from traditional credit cards, viewing them less as helpful tools...
The Debt Snowball: How to Trick Your Brain into Crushing Debt
Welcome back! Last week, we dove deep into the Debt Avalanche. We talked about how attacking your highest interest rate first is the “mathematically perfect” way to get out of debt because it saves you the most money in the long run. It sounds great on...
The 2026 Debt Landscape: Navigating the New Rules of Borrowing
Welcome to 2026. Today’s post is the first of three, addressing the increase in personal debt and how to navigate the new rules of borrowing. We have flying cars (almost) and AI financial advisors, but we also have a staggering national household debt load that...Measuring Domains for Thriving City
Mapping the Domains of the Harvard Flourishing Program onto the UN Sustainable Development Goals: Implications for Thriving Cities Key Finding: The domains of the Harvard Flourishing Program substantially overlap with several core United Nations Sustainable...
A Season of Joy and Reflection
As the lights twinkle on the trees and the air fills with the familiar scent of pine and cinnamon, we wanted to take a moment to pause and reach out to you, our wonderful community. Wishing You a Merry Christmas From our family to yours, we wish you a very Merry...Prospective Thriving Cities: Copenhagen, Osaka, and Melbourne
The Global Liveability Index (GLI) served as the initial screening instrument for identifying candidate thriving cities. Published annually by the Economist Intelligence Unit, the Index evaluates 173 global cities across five domains: stability, healthcare, culture...
Tariffs: Why the Price Tag on Your Groceries Keeps Changing
Right now, a hot topic in online searches isn’t the stock market or cryptocurrency; it’s something called tariffs. If you’ve ever wondered why the cost of your favorite snacks or even basic ingredients seems to be creeping up, the answer might be...
Set It and Forget It: Your Proactive 12-Month Plan for Christmas 2026
Now that the intensity of December 2025 is nearly over, it’s time to look ahead. The best way to avoid the panic and stress of last-minute spending is to start preparing for Christmas 2026 right now, in early January. The core strategy is to use the full 12...Most Popular Courses
