As we pause this week to celebrate Thanksgiving, the team at LifeCrafter wants to express our genuine gratitude for you, our dedicated readers. We spend a lot of time talking about strategies for the future—building a financial fortress, mastering new skills, and...
In Part 1, we talked about how you need to change your career skills to work with AI, not against it. But what if a significant job change happens before you’re ready? That’s why you need to build a financial fortress—a strong base that protects you from panic. The...
The news headlines can be terrifying. Every week, there’s a new story about an AI tool replacing a function previously done by a human, whether it’s drafting legal documents, writing code, or creating marketing copy. If you’re worried that artificial...
When the Federal Reserve speaks, everyone listens—especially when the topic is interest rates. Last week, when Fed Chair Jerome Powell hinted at the possibility of a rate cut soon, markets around the world breathed a sigh of relief. Why? The cost of borrowing money...
The stock market recently let out a collective sigh of relief. Why? The Federal Reserve (the Fed) leader, Jerome Powell, hinted that he might be ready to lower interest rates soon. Investors quickly jumped on his words, sending stocks soaring, and many are now betting...
You’ve gotten a raise, a bonus, or landed a better-paying job. You feel great! But a few months later, you realize your bank balance hasn’t changed. You’re earning more, but you’re also spending more on nicer cars, fancier dinners, and bigger...
Welcome to the final part of our series on the future of financial planning! We’ve covered the complexities of transferring wealth (Part 1) and the importance of aligning money with your values (Part 2). Now, we focus on the last —and often most critical —piece...
The Capabilities Approach, as articulated by Amartya Sen and Martha Nussbaum, offers a robust normative framework for evaluating well-being and justice in social arrangements, including the urban context. Rather than focusing solely on economic growth or resource...
Imagine you’re measuring your quality of life. Do you look at your income? Your degrees? Maybe your level of happiness on a good day? The Capabilities Approach invites you to think deeper. Instead of focusing on what you have or how you feel, it asks: what are you...
Welcome back! In Part 1, we talked about the challenges of intergenerational wealth transfer and how to prepare the next generation. Today, we’re exploring the second major trend in finance: shifting your focus from merely chasing the highest investment return...