Craft Wealth Articles

Conquering Your Finances: A Realistic Roadmap to Home Budgeting

Picture this: a world where your bank account sings harmoniously with your aspirations, where every dollar dances to the rhythm of your financial goals. Welcome to the beautiful world of home budgeting! But before you get swept away in a whirlwind of spreadsheets and...

Post-Holiday Hangover: How Consumers Will Face the Credit Card Crunch of Christmas 2023

Christmas 2023 came and went, leaving a trail of joy, memories, and… credit card bills. Daniella Genovese, Fox Business, January 4, 2024, said, " Consumers spent a whopping $222.1 billion online during the holiday season as usage of flexible spending options...

Should I use a commission-based or fee-based financial advisor?

Commission-Based vs. Fee-Based Financial Advisors: Which Is Right for You? Choosing a financial advisor is a big decision. They will be entrusted with your hard-earned money and tasked with helping you reach your financial goals. One of the first things you'll need to...

The top three things to do with finances by December 31

The top three things people should do with their finances before December 31st depend on their financial situation and goals. However, some general tips that apply to many people include: 1. Maximize contributions to retirement accounts: Contribute as much as possible...