by Larry Marvin | Jan 30, 2026 | News
If you noticed your first paycheck of January 2026 was much smaller than your last one in December, you aren’t alone. Millions of Americans are currently feeling what economists call a “liquidity shock.” After years of delays and political debates...
by Larry Marvin | Jan 23, 2026 | News
Welcome to 2026! We still don’t have flying cars, but we definitely have a mountain of debt. Last year, total household debt in the U.S. hit a massive $18 trillion. Younger generations are shifting away from traditional credit cards, viewing them less as helpful tools...
by Larry Marvin | Jan 16, 2026 | News
Welcome back! Last week, we dove deep into the Debt Avalanche. We talked about how attacking your highest interest rate first is the “mathematically perfect” way to get out of debt because it saves you the most money in the long run. It sounds great on...
by Larry Marvin | Jan 9, 2026 | News
Welcome to 2026. Today’s post is the first of three, addressing the increase in personal debt and how to navigate the new rules of borrowing. We have flying cars (almost) and AI financial advisors, but we also have a staggering national household debt load that...
by Larry Marvin | Dec 25, 2025 | News
As the lights twinkle on the trees and the air fills with the familiar scent of pine and cinnamon, we wanted to take a moment to pause and reach out to you, our wonderful community. Wishing You a Merry Christmas From our family to yours, we wish you a very Merry...
by Larry Marvin | Dec 19, 2025 | Craft Wealth, News
Right now, a hot topic in online searches isn’t the stock market or cryptocurrency; it’s something called tariffs. If you’ve ever wondered why the cost of your favorite snacks or even basic ingredients seems to be creeping up, the answer might be...
by Larry Marvin | Dec 12, 2025 | Craft Wealth
Now that the intensity of December 2025 is nearly over, it’s time to look ahead. The best way to avoid the panic and stress of last-minute spending is to start preparing for Christmas 2026 right now, in early January. The core strategy is to use the full 12...
by Larry Marvin | Dec 5, 2025 | Craft Wealth
If you’re reading this, the calendar says December 2025, and Christmas is just three weeks away. The time for setting up an automated savings plan is over. Now, the goal is simple and urgent: finish the holidays without adding a single dollar of new debt. Panic...
by Larry Marvin | Nov 28, 2025 | Craft Wealth
In the first two parts of this series, we learned two things: first, how to change your job skills to work better with AI; and second, how to build a huge financial safety net. Now, it’s time to move from playing defense to playing offense. The massive changes driven...